Moving further on Health care pricing:
I met with someone from health care industry (again) and came to know of some other interesting projects insurance companies come up with. They help corporates set up clinics at their offices , so employees can quickly get some health advice. I am sure that can go at least a few miles , to help reduce health care costs. Simply knowing which is the most cost effective way of getting treatment for a specific condition is a big deal. While employees would appreciate having an MD at her office to give her free advice, it is expensive for companies to set up these clinics( companies pay for the clinics, insurance companies only help them set those up) . What is more cost effective for corporates( set up a clinic at every location - $$$?) or let their smart(?) employees figure out themselves what they do to cure a condition and how do they do it. Of course, companies would have to pay for a longer duration of absence while the figuring out process goes on.
A middle path is tele-medicine. Tele-medicine is coming up as a trusted discipline as we move forward. What's more - 11 states have already approved insurance coverage of healthcare derived from tele-medicine. Not only do we see advertisement on TV which help say, cancer patients figure out where would they would get cost effective treatment, corporates and insurance companies are setting up call centers where employees can call in and get initial advice. Employees would surely appreciate having a call center service, where they can call in as soon as they get a runny nose( which medicine would not put me to sleep and still make me feel better) , or a big mole( is it cancerous).
The call center guys may have access to a database, with symptoms , something like HCPC codes to help them sort through what would be a good recommendation. I can already see pharmaceutical companies ensuring they are on the databases of maximum call centers. Or there could be a single database which all companies refer to , created by a company like Medtronic. ( I talked about how Medtronic is compiling health records at various hospitals to assign an SSN like health ID to each individual) .
More later..
I met with someone from health care industry (again) and came to know of some other interesting projects insurance companies come up with. They help corporates set up clinics at their offices , so employees can quickly get some health advice. I am sure that can go at least a few miles , to help reduce health care costs. Simply knowing which is the most cost effective way of getting treatment for a specific condition is a big deal. While employees would appreciate having an MD at her office to give her free advice, it is expensive for companies to set up these clinics( companies pay for the clinics, insurance companies only help them set those up) . What is more cost effective for corporates( set up a clinic at every location - $$$?) or let their smart(?) employees figure out themselves what they do to cure a condition and how do they do it. Of course, companies would have to pay for a longer duration of absence while the figuring out process goes on.
A middle path is tele-medicine. Tele-medicine is coming up as a trusted discipline as we move forward. What's more - 11 states have already approved insurance coverage of healthcare derived from tele-medicine. Not only do we see advertisement on TV which help say, cancer patients figure out where would they would get cost effective treatment, corporates and insurance companies are setting up call centers where employees can call in and get initial advice. Employees would surely appreciate having a call center service, where they can call in as soon as they get a runny nose( which medicine would not put me to sleep and still make me feel better) , or a big mole( is it cancerous).
The call center guys may have access to a database, with symptoms , something like HCPC codes to help them sort through what would be a good recommendation. I can already see pharmaceutical companies ensuring they are on the databases of maximum call centers. Or there could be a single database which all companies refer to , created by a company like Medtronic. ( I talked about how Medtronic is compiling health records at various hospitals to assign an SSN like health ID to each individual) .
More later..
posted by Ruch Aggarwal | 7:45 AM
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